Description

Who we are

Join the Commercial Real Estate (CRE) group at J.P. Morgan, where we provide top-tier financial solutions for multifamily, retail, office, and industrial properties. As a Summer Analyst, you'll collaborate with seasoned professionals to support clients in achieving their financial objectives. The 9-week internship includes orientation, training, and hands-on experience in one of three CRE sub-lines: Real Estate Banking, Community Development Banking, or Agency & Institutional Capital. You'll conduct credit and financial analysis, industry research, and network with peers and senior managers. Successful interns may be invited to our full-time Analyst Program, offering extensive training and exposure to various aspects of Commercial Real Estate.

What you can expect

As a Summer Analyst in the Commercial Real Estate group, you'll collaborate with seasoned professionals to support clients in achieving their financial objectives. Our 9-week CRE Summer Analyst Internship programs begin with one week of orientation and training, giving you key practical and financial knowledge you'll use throughout the summer. You'll spend the next 8 weeks in one (1) of three (3) CRE sub-lines of business including:

• Real Estate Banking (REB)
• Community Development Banking (CDB)
• Agency & Institutional Capital (AIC)

During these 9 weeks, you will gain hands-on exposure to your sub-line of business by working directly with team members, participating in projects, and learning about the types of clients your team works with. Assignments may include credit and financial analysis, researching industries and markets, preparing presentations, internal memos, pitch materials, and building financial models. In addition to this, you will have opportunities to network with peers, work with colleagues and senior managers, and participate in training opportunities to sharpen your skills.

At the end of your 9-weeks, you will have valuable insight into Commercial Real Estate as well as Commercial Banking as a whole.

Upon successful completion of the internship program, you may receive an offer to join our 2.5-year, full-time Analyst Program within the CRE sub-lines of business and the location in which you completed your internship in. The Analyst program includes targeted Commercial Real Estate training paired with exposure to Sales/Originations, Credit, Portfolio Management, and Treasury within the Commercial Real Estate business. The program provides Analysts with the ability to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate.

How we're organized

Our Businesses:

• Real Estate Banking - Delivers commercial real estate and banking products to national and regional real estate developers, investors, Real Estate Operating Companies (REOCs), Real Estate Investment Trusts (REITs) and opportunity and investment funds working alongside REB Bankers, Underwriters and Treasury Services Payments partners.
• Community Development Banking - Provides financial solutions that support the growth of affordable housing and revitalization of low-and moderate-income communities across the U.S. working alongside CDB Bankers, Credit Officers, and Treasury Services Payments partners.
• Agency & Institutional Capital (AIC)- Provide lending solutions for multifamily borrowers through Fannie Mae, Freddie Mac and other institutional capital sources such as life companies, by collaborating with Agency Bankers and Screeners. Our agency lending services offer a variety of commercial real estate financing products that effectively align investor capital with borrower needs. Additionally, our agency product line is designed to support firm-wide objectives, such as affordable housing and balance sheet liquidity.

Key responsibilities of a Summer Analyst may include:

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos, pre-screen memos, and sponsor analysis
• Preparing marketing materials for use in client meetings covering topics such as financing alternatives and industry trends & analysis
• Developing an understanding of J.P. Morgan products and service offerings

Locations we hire for per Program:

• REB - Atlanta, Boston, Chicago, Dallas, Irvine, Houston, New York, San Francisco
• CDB - Chicago, Los Angeles, New York, Washington DC
• AIC - Chicago, Irvine, New York

Required Qualifications, Skills, and Capabilities

• Expected graduation date between December 2027 and June 2028 from a bachelor's or accelerated master's program
  • Master's candidates must complete their degree within two years of receiving a bachelor's degree
• Strong interest in Commercial Real Estate
• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a collaborative work environment
• Authorization to work in the U.S.

Preferred Qualifications, Skills, and Capabilities

• Coursework in real estate, finance, accounting or economics a plus

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Please note that your performance in this program will be evaluated for the purpose of assessing a full time offer post-graduation, a role that is likewise ineligible for employment-based immigration sponsorship.

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

About The Process:

To be considered for the Commercial Real Estate Summer Analyst Programs, you must complete the following steps:

1. Complete this application including program preference and city preference
   1. Make sure your program and city preferences align as noted in the descriptions above
2. If you meet the minimum criteria for the Summer Analyst Program application, you will receive an invitation to complete HireVue.
   1. Note, applications will be reviewed on a rolling basis, we strongly encourage you to complete your HireVue video(s) within 1 week of receiving.
3. If selected, our team will reach out to you with additional details.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We will provide reasonable accommodations for applicants with disabilities.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

\n J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients-including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.\n